:root{--navy:#0a2540;--navy2:#0f3557;--blue:#24678c;--sky:#1e90d0;--gold:#e0a82e;--gold2:#f6c95b;--ink:#1d2939;--mut:#5b6b7f;--bg:#f5f8fb;--r:18px;--sh:0 10px 30px rgba(10,37,64,.10);--grad:linear-gradient(135deg,#0a2540 0%,#14466f 55%,#1e90d0 100%)}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{font-family:Inter,system-ui,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3,h4,.ppf h1,.ppf h2,.ppf h3{font-family:Poppins,sans-serif;color:var(--navy);letter-spacing:-.01em}
/* header */
#masthead,.site-header{position:sticky;top:0;z-index:999;background:rgba(255,255,255,.92)!important;backdrop-filter:blur(12px);box-shadow:0 2px 20px rgba(10,37,64,.08)}
.admin-bar #masthead{top:32px}
.main-header-bar,.ast-primary-header-bar{background:transparent!important;border:0!important}
.site-logo-img img,.custom-logo{max-height:58px;width:auto}
.main-header-menu .menu-link{font-family:Poppins,sans-serif;font-weight:600;font-size:14px;color:var(--navy)!important;padding:0 .7em!important}
.main-header-menu .menu-link:hover,.main-header-menu .current-menu-item>.menu-link{color:var(--sky)!important}
.main-header-menu .ppf-join>.menu-link{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy)!important;border-radius:40px;line-height:40px!important;margin-left:8px;padding:0 20px!important}
.site-title a,.site-title{font-family:Poppins;font-weight:800;color:var(--navy)!important;font-size:18px}
.site-footer{display:none}
.ast-container,.entry-content{max-width:none}
.ppf{overflow:hidden}
.ppf *{box-sizing:border-box}
.ppf p{margin:0 0 1em;line-height:1.7}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.sec{padding:96px 0;position:relative}
.sec.alt{background:var(--bg)}
.sec.dark{background:var(--grad);color:#dce8f3}
.sec.dark h2,.sec.dark h3,.sec.dark h4{color:#fff}
.eyebrow{display:inline-block;font:700 12.5px/1 Poppins;letter-spacing:.18em;text-transform:uppercase;color:var(--sky);background:rgba(30,144,208,.1);padding:8px 14px;border-radius:30px;margin-bottom:16px}
.dark .eyebrow{color:var(--gold2);background:rgba(246,201,91,.12)}
.h2{font-size:clamp(28px,4vw,46px);line-height:1.12;font-weight:800;margin:0 0 18px}
.lead{font-size:18px;color:var(--mut);max-width:780px}
.dark .lead{color:#c3d6e8}
.center{text-align:center}.center .lead{margin-left:auto;margin-right:auto}
.grad-text{background:linear-gradient(90deg,var(--sky),var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
.btn{display:inline-flex;align-items:center;gap:10px;font:700 14px Poppins;letter-spacing:.06em;text-transform:uppercase;padding:16px 30px;border-radius:50px;text-decoration:none!important;transition:.3s;border:2px solid transparent}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy)!important;box-shadow:0 10px 25px rgba(224,168,46,.35)}
.btn-gold:hover{transform:translateY(-3px);box-shadow:0 16px 35px rgba(224,168,46,.5)}
.btn-ghost{border-color:rgba(255,255,255,.6);color:#fff!important}
.btn-ghost:hover{background:#fff;color:var(--navy)!important}
.btn-blue{background:var(--grad);color:#fff!important}.btn-blue:hover{transform:translateY(-3px);box-shadow:var(--sh)}
.btns{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.center .btns{justify-content:center}
/* hero */
.hero{position:relative;min-height:92vh;display:flex;align-items:center;color:#fff;background:#0a2540 center/cover no-repeat;padding:120px 0 80px}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(120deg,rgba(10,37,64,.96) 0%,rgba(20,70,111,.86) 50%,rgba(30,144,208,.55) 100%)}
.hero:after{content:"";position:absolute;width:700px;height:700px;right:-200px;top:-200px;border-radius:50%;background:radial-gradient(circle,rgba(246,201,91,.25),transparent 65%);animation:float 9s ease-in-out infinite}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.35fr .9fr;gap:50px;align-items:center}
.hero h1{color:#fff;font-size:clamp(34px,5.6vw,68px);line-height:1.04;font-weight:800;margin:10px 0 18px}
.hero .tag{font:700 clamp(15px,1.6vw,20px) Poppins;letter-spacing:.06em;color:var(--gold2);margin-bottom:16px}
.hero p{color:#d2e2f0;font-size:18px}
.pills{display:flex;flex-wrap:wrap;gap:10px;margin:22px 0}
.pills span{font:600 12.5px Poppins;letter-spacing:.08em;padding:9px 16px;border-radius:30px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);backdrop-filter:blur(6px)}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);backdrop-filter:blur(14px);border-radius:28px;padding:34px;text-align:center;box-shadow:0 30px 60px rgba(0,0,0,.25)}
.hero-card img.logo{width:170px;height:170px;border-radius:50%;background:#fff;padding:8px;box-shadow:0 0 0 8px rgba(255,255,255,.12);animation:float 6s ease-in-out infinite}
.hero-card .big{font:800 64px/1 Poppins;color:var(--gold2);margin-top:18px}
.hero-card small{display:block;color:#d2e2f0;letter-spacing:.12em;text-transform:uppercase;font-weight:600}
.page-hero{min-height:auto;padding:110px 0 90px}
.page-hero .wrap{grid-template-columns:1fr;text-align:center}
.page-hero p{max-width:760px;margin:0 auto}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-16px)}}
/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin-top:-60px;position:relative;z-index:5}
.stat{background:#fff;border-radius:var(--r);box-shadow:var(--sh);padding:28px;text-align:center;border-bottom:4px solid var(--gold)}
.stat b{display:block;font:800 44px/1 Poppins;color:var(--navy)}
.stat span{color:var(--mut);font-weight:600;font-size:14px;text-transform:uppercase;letter-spacing:.08em}
/* grid & cards */
.grid{display:grid;gap:24px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.card{background:#fff;border-radius:var(--r);padding:30px;box-shadow:var(--sh);transition:.35s cubic-bezier(.2,.8,.2,1);border:1px solid #e6edf4;position:relative;overflow:hidden}
.card:before{content:"";position:absolute;left:0;top:0;height:4px;width:0;background:linear-gradient(90deg,var(--sky),var(--gold));transition:.4s}
.card:hover{transform:translateY(-8px);box-shadow:0 22px 45px rgba(10,37,64,.16)}
.card:hover:before{width:100%}
.card h3{font-size:19px;margin:16px 0 8px}
.card p{color:var(--mut);font-size:15px;margin:0}
.ico{width:58px;height:58px;border-radius:16px;display:grid;place-items:center;background:var(--grad);color:#fff;box-shadow:0 10px 20px rgba(30,144,208,.3);transition:.4s}
.card:hover .ico{transform:rotate(-8deg) scale(1.08);background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy)}
.ico svg{width:28px;height:28px}
.dark .card{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);box-shadow:none}
.dark .card p{color:#c3d6e8}
/* formula */
.formula{display:grid;grid-template-columns:repeat(4,1fr);gap:34px;margin-top:40px}
.step{position:relative;background:#fff;border-radius:22px;padding:34px 26px;box-shadow:var(--sh);transition:.35s}
.step:hover{transform:translateY(-8px)}
.step .n{font:800 46px/1 Poppins;background:linear-gradient(135deg,var(--sky),var(--gold));-webkit-background-clip:text;color:transparent}
.step h3{font-size:18px;letter-spacing:.04em;margin:10px 0}
.step p{color:var(--mut);font-size:15px;margin:0}
.step:not(:last-child):after{content:"\2192";position:absolute;right:-30px;top:50%;transform:translateY(-50%);font:800 26px Poppins;color:var(--gold);animation:nudge 1.6s infinite}
@keyframes nudge{50%{transform:translate(6px,-50%)}}
.dark .step{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);box-shadow:none}.dark .step p{color:#c3d6e8}
.banner-line{margin-top:36px;font:700 15px Poppins;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
/* quote */
.quote{background:var(--grad);border-radius:30px;padding:60px;color:#e5eef7;position:relative;box-shadow:0 30px 60px rgba(10,37,64,.25)}
.quote:before{content:"\201C";position:absolute;top:-30px;left:40px;font:800 180px/1 Georgia;color:var(--gold2);opacity:.9}
.quote blockquote{border:0;margin:0;padding:0;font-size:18px;line-height:1.8;font-style:normal;color:#e5eef7}
.quote .who{display:flex;align-items:center;gap:16px;margin-top:28px}
.quote .who img{width:72px;height:72px;border-radius:50%;background:#fff;padding:4px}
.quote .who b{display:block;color:#fff;font:700 18px Poppins}
/* lists & chips */
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0}
.chips span{padding:10px 18px;border-radius:40px;background:#fff;border:1px solid #dbe5ef;font-weight:600;font-size:14px;color:var(--navy);transition:.25s}
.chips span:hover{background:var(--navy);color:#fff;transform:translateY(-3px)}
.dark .chips span{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.2);color:#fff}
.check{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.check.c2{grid-template-columns:1fr 1fr}.check.c3{grid-template-columns:repeat(3,1fr)}
.check li{position:relative;padding-left:34px;font-weight:500}
.check li:before{content:"\2713";position:absolute;left:0;top:0;width:22px;height:22px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);font-size:12px;font-weight:800;display:grid;place-items:center}
.img-r{border-radius:26px;box-shadow:0 30px 60px rgba(10,37,64,.2);width:100%;height:100%;max-height:520px;object-fit:cover}
.equation{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;align-items:center;margin-top:36px;font:800 clamp(14px,1.8vw,20px) Poppins;color:var(--navy)}
.equation span{background:#fff;padding:14px 22px;border-radius:14px;box-shadow:var(--sh)}
.equation i{font-style:normal;color:var(--gold);font-size:26px}
.pairs{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:34px}
.pairs div{background:#fff;border-radius:16px;padding:20px 22px;box-shadow:var(--sh);font-weight:600;border-left:4px solid var(--sky);transition:.3s}
.pairs div:hover{border-left-color:var(--gold);transform:translateX(6px)}
/* flags */
.flags{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:18px;margin-top:40px}
.flag{background:#fff;border-radius:18px;padding:22px 12px;text-align:center;box-shadow:var(--sh);transition:.35s}
.flag img{width:64px;height:44px;object-fit:cover;border-radius:6px;box-shadow:0 4px 10px rgba(0,0,0,.15);transition:.35s}
.flag b{display:block;margin-top:12px;font:600 14px Poppins;color:var(--navy)}
.flag:hover{transform:translateY(-8px) scale(1.03)}.flag:hover img{transform:scale(1.12) rotate(-3deg)}
.hq{background:linear-gradient(135deg,var(--gold),var(--gold2))}.hq b{color:var(--navy)}
/* timeline */
.tl{position:relative;max-width:900px;margin:50px auto 0}
.tl:before{content:"";position:absolute;left:50%;top:0;bottom:0;width:3px;background:linear-gradient(var(--sky),var(--gold));transform:translateX(-50%)}
.tl-item{position:relative;width:50%;padding:0 44px 40px}
.tl-item:nth-child(odd){left:0;text-align:right}.tl-item:nth-child(even){left:50%}
.tl-item:after{content:"";position:absolute;top:8px;width:20px;height:20px;border-radius:50%;background:var(--gold);border:4px solid #fff;box-shadow:0 0 0 4px rgba(30,144,208,.3)}
.tl-item:nth-child(odd):after{right:-10px}.tl-item:nth-child(even):after{left:-10px}
.tl-item .yr{font:800 26px Poppins;color:var(--sky)}
.tl-item .box{background:#fff;border-radius:16px;padding:22px;box-shadow:var(--sh);margin-top:8px;text-align:left}
.tl-item h4{margin:0 0 6px}
/* CTA band */
.cta{background:var(--grad);border-radius:30px;padding:60px;color:#fff;position:relative;overflow:hidden;text-align:center}
.cta:after{content:"";position:absolute;width:400px;height:400px;border-radius:50%;left:-120px;bottom:-200px;background:radial-gradient(circle,rgba(246,201,91,.35),transparent 70%)}
.cta h2{color:#fff}.cta p{color:#d2e2f0}
.cta>*{position:relative;z-index:2}
.promise{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.promise div{padding:30px;border-radius:20px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.15);font:700 17px/1.4 Poppins;color:#fff;transition:.3s}
.promise div:hover{background:rgba(246,201,91,.15);transform:translateY(-6px)}
.gallery{display:grid;grid-template-columns:repeat(4,1fr);grid-auto-rows:200px;gap:14px;margin-top:40px}
.gallery figure{margin:0;border-radius:18px;overflow:hidden;position:relative}
.gallery figure:nth-child(1){grid-column:span 2;grid-row:span 2}
.gallery img{width:100%;height:100%;object-fit:cover;transition:.6s}
.gallery figure:hover img{transform:scale(1.08)}
.note{font-size:14px;color:var(--mut);background:#fff8e6;border-left:4px solid var(--gold);padding:14px 18px;border-radius:10px;margin-top:30px}
.contact-card{display:flex;gap:16px;align-items:flex-start;margin-bottom:22px}
.contact-card a{color:var(--sky)}
.socials{display:flex;gap:10px;flex-wrap:wrap}
.socials a{padding:10px 16px;border-radius:30px;background:var(--navy);color:#fff!important;text-decoration:none;font-weight:600;font-size:14px;transition:.3s}.socials a:hover{background:var(--gold);color:var(--navy)!important}
.form-card{background:#fff;border-radius:24px;padding:36px;box-shadow:0 30px 60px rgba(10,37,64,.15)}
.wpcf7 input:not([type=submit]),.wpcf7 select,.wpcf7 textarea{width:100%;border:1px solid #d5e0ea;border-radius:12px;padding:13px 16px;background:#f8fbfd}
.wpcf7 input:focus,.wpcf7 textarea:focus{border-color:var(--sky);outline:0;box-shadow:0 0 0 4px rgba(30,144,208,.12)}
.wpcf7 input[type=submit]{background:linear-gradient(135deg,var(--gold),var(--gold2));color:var(--navy);border:0;border-radius:50px;padding:16px 36px;font:700 14px Poppins;letter-spacing:.08em;text-transform:uppercase;cursor:pointer}
.wpcf7 label{font-weight:600;font-size:14px;color:var(--navy);display:block}
.cf-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
/* footer */
.ppf-footer{background:#061a2e;color:#9fb4c8;padding:80px 0 0;font-size:15px}
.ppf-footer .top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:50px}
.ppf-footer h3{color:#fff;font-size:22px;margin:14px 0 6px}
.ppf-footer h4{color:var(--gold2);font-size:13px;letter-spacing:.14em;text-transform:uppercase}
.ppf-footer .brand img{width:80px;height:80px;border-radius:50%;background:#fff;padding:4px}
.ppf-footer .tag{color:var(--gold2);font:700 13px Poppins;letter-spacing:.08em}
.ppf-footer ul{list-style:none;margin:0;padding:0;columns:2}
.ppf-footer li{margin-bottom:10px}
.ppf-footer a{color:#c7d6e4;text-decoration:none}.ppf-footer a:hover{color:var(--gold2)}
.ppf-footer .formula-bar{margin-top:50px;padding:22px 0;border-top:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08);text-align:center;font:700 14px Poppins;letter-spacing:.16em;color:#fff}
.ppf-footer .copy{text-align:center;padding:22px 0;font-size:14px}
.ppf-wa{position:fixed;right:22px;bottom:22px;width:60px;height:60px;border-radius:50%;background:#25d366;display:grid;place-items:center;box-shadow:0 10px 25px rgba(37,211,102,.5);z-index:9999;animation:pulse 2.4s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(37,211,102,.6)}70%{box-shadow:0 0 0 18px rgba(37,211,102,0)}100%{box-shadow:0 0 0 0 rgba(37,211,102,0)}}
.ppf-top{position:fixed;right:30px;bottom:96px;width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff!important;display:grid;place-items:center;text-decoration:none;opacity:0;pointer-events:none;transition:.3s;z-index:9998;font-size:20px}
.ppf-top.show{opacity:1;pointer-events:auto}
/* reveal */
.rv{opacity:0;transform:translateY(40px);transition:opacity .8s ease,transform .8s cubic-bezier(.2,.8,.2,1)}
.rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.rv{opacity:1;transform:none}*{animation:none!important}}
/* responsive */
@media(max-width:1024px){.g4,.formula{grid-template-columns:repeat(2,1fr)}.step:after{display:none}.hero .wrap,.split{grid-template-columns:1fr}.g3,.pairs,.promise{grid-template-columns:repeat(2,1fr)}.ppf-footer .top{grid-template-columns:1fr 1fr}}
@media(max-width:680px){.sec{padding:64px 0}.g2,.g3,.g4,.formula,.pairs,.promise,.check.c2,.check.c3,.cf-row,.ppf-footer .top{grid-template-columns:1fr}.stats{grid-template-columns:1fr 1fr;margin-top:-40px}.stat b{font-size:34px}.hero{min-height:auto;padding:90px 0 90px}.quote,.cta{padding:40px 24px}.tl:before{left:14px}.tl-item,.tl-item:nth-child(even){width:100%;left:0;text-align:left;padding:0 0 30px 44px}.tl-item:nth-child(odd):after,.tl-item:nth-child(even):after{left:4px;right:auto}.gallery{grid-template-columns:1fr 1fr;grid-auto-rows:140px}.flags{grid-template-columns:repeat(2,1fr)}.hero-card .big{font-size:48px}}
.site-header .ast-container{max-width:1380px}
@media(min-width:922px){.main-header-menu .menu-link{font-size:13.5px;padding:0 .55em!important}.site-title{font-size:16px!important}}
@media(min-width:922px) and (max-width:1280px){.ast-site-identity .site-title{display:none}}
.stats{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:680px){.stats{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.stat{padding:20px 10px}.stat span{font-size:11px;letter-spacing:.04em}.hero .wrap{gap:30px}.hero-card{padding:24px}.hero-card img.logo{width:120px;height:120px}}
.main-header-menu .ppf-join{display:flex;align-items:center}
.main-header-menu .ppf-join>.menu-link{height:42px!important;line-height:42px!important;display:inline-flex!important;align-items:center}
.split .g3 .card{padding:24px 12px}.split .g3 .card h3{font-size:15px}.split .g3 .card .ico{margin:0 auto}